Terms of Use
Please read these terms carefully before using Fintrava. By accessing our calculation tools, you agree to these conditions.
1. Educational & Informational Purpose Only
Fintrava provides web-based financial estimation calculators, comparison charts, and educational guides for personal reference and informational modeling only.
The calculations, projections, and estimates produced by our tools do not constitute financial, mortgage, investment, tax, or legal advice. We are not a mortgage lender, credit broker, or independent financial advisor (IFA), and we are not authorised or regulated by the Financial Conduct Authority (FCA).
2. Regulatory Warning Notice
Important Notice: Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Before entering into any mortgage agreement, debt restructuring, or remortgaging contract, you should seek independent advice from an FCA-authorised mortgage broker or qualified financial adviser.
3. Accuracy of Calculations and Assumptions
While we strive to ensure that all underlying mathematical formulas reflect standard UK banking methods and regulatory conventions, actual lending terms, rates, fees, and monthly payments will vary depending on your individual credit rating, personal income, property valuation, lender product fees, and specific underwriting criteria.
We make no warranties, representations, or guarantees—express or implied—that the estimates produced by our tools match specific offers from any particular mortgage lender or financial institution.
4. Limitation of Liability
To the fullest extent permitted by law, Fintrava and its operators disclaim all liability for any direct, indirect, consequential, or incidental loss or damage incurred by any user in connection with the use of, or reliance on, any calculation, figure, content, or material provided on this website.
5. Intellectual Property & Acceptable Use
All website design, interface elements, styling tokens, graphics, interactive calculator code, and written editorial materials are protected by intellectual property laws. You may use our calculators for personal or non-commercial research purposes. You may not scrape, frame, mirror, or republish our software engines without express prior permission.
6. Governing Law
These Terms of Use and any disputes arising out of or related to the website shall be governed by and construed in accordance with the laws of England and Wales.